.subtitle-tag{color:#0a3d62;font-weight:600;text-transform:uppercase;letter-spacing:1.5px;font-size:.85rem;display:inline-block}.section-title{font-weight:600;color:#111;line-height:1.3}.section-desc{color:#555;font-size:1rem;line-height:1.6}.modern-image-wrapper{position:relative;padding:0 20px 20px 0}.wc-img{position:relative;z-index:2}.wc-image{width:100%;border-radius:24px;object-fit:cover}.floating-badge{position:absolute;bottom:40px;left:-20px;background:#fff;padding:16px 24px;border-radius:16px;box-shadow:0 10px 30px rgba(10,61,98,.15);z-index:3;display:flex;flex-direction:column;border-left:4px solid #0a3d62}.badge-number{font-size:1.5rem;font-weight:700;color:#0a3d62;line-height:1}.badge-text{font-size:.8rem;color:#666;font-weight:500;margin-top:4px}.features-list-wrapper{display:flex;flex-direction:column;gap:20px}.feature-row-item{display:flex;align-items:flex-start;gap:16px;padding:12px;border-radius:12px;background:rgba(10,61,98,0);transition:background .5s ease-in-out}.feature-row-item:hover{background:rgba(10,61,98,.13)!important}.icon-box{flex-shrink:0;margin-top:2px}.icon{width:28px;height:28px}.icon .bg{fill:#0a3d62}.icon .tick{stroke:#fff;stroke-width:2.5;fill:none}.feature-text h3{font-size:1.15rem;font-weight:600;color:#000;margin-bottom:4px}.feature-text p{font-size:.9rem;color:#000;margin-bottom:0;line-height:1.5}.custom-cta-btn{display:inline-block;padding:14px 36px;background-color:#0a3d62;color:#fff!important;border-radius:8px;text-decoration:none;font-weight:500;letter-spacing:.5px;transition:all .3s ease;box-shadow:0 4px 15px rgba(10,61,98,.2)}.custom-cta-btn:hover{background-color:#06263f;transform:translateY(-2px);box-shadow:0 6px 20px rgba(10,61,98,.3)}@media (max-width:991px){.modern-image-wrapper{padding-right:0}.floating-badge{left:20px;bottom:20px}}.subtitle-tag{color:#0a3d62;font-weight:600;text-transform:uppercase;letter-spacing:2px;font-size:.85rem;display:inline-block}.section-title{font-weight:700;color:#111;font-size:clamp(24px,5vw,36px)}.workflow-row-wrapper{position:relative;padding-top:30px}.workflow-col{position:relative}.workflow-step-item{padding:0 30px;position:relative;transition:all .4s ease}.step-connector-line{position:absolute;top:30px;left:calc(50% + 45px);width:calc(100% - 90px);height:2px;background:repeating-linear-gradient(to right,rgba(10,61,98,.15),rgba(10,61,98,.15) 6px,transparent 6px,transparent 12px);z-index:1}.workflow-header{display:flex;justify-content:center;align-items:center;position:relative;margin-bottom:16px;z-index:2}.step-badge{position:absolute;left:50%;top:-30px;transform:translateX(-50%);font-size:.85rem;font-weight:700;color:#fff;background-color:#0a3d62;padding:2px 10px;border-radius:20px;box-shadow:0 4px 10px rgba(10,61,98,.2);transition:all .3s ease}.workflow-icon-circle{width:64px;height:64px;background:#fff;border:2px solid rgba(10,61,98,.15);border-radius:50%;display:flex;align-items:center;justify-content:center;box-shadow:0 8px 20px rgba(0,0,0,.02);transition:all .4s cubic-bezier(.16,1,.3,1)}.workflow-icon-circle i{font-size:1.45rem;color:#0a3d62;transition:all .3s ease}.workflow-body{text-align:center}.workflow-body h3{font-size:1.25rem;font-weight:600;color:#000;margin-bottom:12px;transition:color .3s ease}.accent-bar{width:30px;height:3px;background-color:rgba(10,61,98,.1);margin:0 auto 10px auto;border-radius:2px;transition:all .3s ease}.workflow-body p{font-size:.95rem;color:#000;line-height:1.6;margin:0}.workflow-step-item:hover .workflow-icon-circle{background-color:#0a3d62;border-color:#0a3d62;transform:scale(1.1);box-shadow:0 10px 25px rgba(10,61,98,.25)}.workflow-step-item:hover .workflow-icon-circle i{color:#fff}.workflow-step-item:hover .accent-bar{width:50px;background-color:#0a3d62}.workflow-step-item:hover .workflow-body h3{color:#0a3d62}@media (max-width:991px){.step-connector-line{display:none}.workflow-col{margin-bottom:40px}.workflow-step-item{padding:0 15px}}.cta4-section-area{position:relative;background-color:#022b72;overflow:hidden}.cta4-section-area::before{content:"";position:absolute;inset:0;background-repeat:repeat;opacity:.1;z-index:0}.cta4-section-area .container{position:relative;z-index:1}.vl-footer-widget ul{list-style:none;padding:0;margin:0}.vl-footer-widget ul li{margin:10px 0}.vl-footer-widget ul li a{display:inline-block;position:relative;color:#333;text-decoration:none;transition:transform .2s ease,color .2s ease}.vl-footer-widget ul li a::before{position:absolute;left:0;top:50%;transform:translateY(-50%);color:#a71313;opacity:0;transition:opacity .2s ease}.vl-footer-widget ul li a:hover{transform:translateX(5px);color:#a71313}.vl-footer-widget ul li a:hover::before{opacity:1}.subtitle-tag{color:#0a3d62;font-weight:600;text-transform:uppercase;letter-spacing:2px;font-size:.85rem;display:inline-block}.section-title{font-weight:700;color:#111;font-size:clamp(24px,5vw,36px)}.workflow-row-wrapper{position:relative;padding-top:30px}.workflow-col{position:relative}.workflow-step-item{padding:0 30px;position:relative;transition:all .4s ease}.step-connector-line{position:absolute;top:30px;left:calc(50% + 45px);width:calc(100% - 90px);height:2px;background:repeating-linear-gradient(to right,rgba(10,61,98,.15),rgba(10,61,98,.15) 6px,transparent 6px,transparent 12px);z-index:1}.workflow-header{display:flex;justify-content:center;align-items:center;position:relative;margin-bottom:16px;z-index:2}.step-badge{position:absolute;left:50%;top:-30px;transform:translateX(-50%);font-size:.85rem;font-weight:700;color:#fff;background-color:#0a3d62;padding:2px 10px;border-radius:20px;box-shadow:0 4px 10px rgba(10,61,98,.2);transition:all .3s ease}.workflow-icon-circle{width:64px;height:64px;background:#fff;border:2px solid rgba(10,61,98,.15);border-radius:50%;display:flex;align-items:center;justify-content:center;box-shadow:0 8px 20px rgba(0,0,0,.02);transition:all .4s cubic-bezier(.16,1,.3,1)}.workflow-icon-circle i{font-size:1.45rem;color:#0a3d62;transition:all .3s ease}.workflow-body{text-align:center}.workflow-body h3{font-size:1.25rem;font-weight:600;color:#000;margin-bottom:12px;transition:color .3s ease}.accent-bar{width:30px;height:3px;background-color:rgba(10,61,98,.1);margin:0 auto 10px auto;border-radius:2px;transition:all .3s ease}.workflow-body p{font-size:.95rem;color:#000;line-height:1.6;margin:0}.workflow-step-item:hover .workflow-icon-circle{background-color:#0a3d62;border-color:#0a3d62;transform:scale(1.1);box-shadow:0 10px 25px rgba(10,61,98,.25)}.workflow-step-item:hover .workflow-icon-circle i{color:#fff}.workflow-step-item:hover .accent-bar{width:50px;background-color:#0a3d62}.workflow-step-item:hover .workflow-body h3{color:#0a3d62}@media (max-width:991px){.step-connector-line{display:none}.workflow-col{margin-bottom:40px}.workflow-step-item{padding:0 15px}}
.heading3 .subtitle-tag {
    border-radius: 8px;
    background: rgba(3, 37, 48, .1);
    color: var(--ztc-text-text-8);
    font-family: var(--ztc-family-font1);
    font-size: var(--ztc-font-size-font-s16);
    font-style: normal;
    font-weight: var(--ztc-weight-semibold);
    line-height: 16px;
    padding: 8px 10px;
    display: inline-block;
    text-transform: uppercase;
}
.icons.me-3 img {
    width: 100%;
    height: auto;
}
.visually-hidden {
    position: absolute !important;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
}
.font-s{
    font-size: 20px;
}
.font-sm{
    font-size: 2rem;
}